Public liability insurance is a must-have for builders. It covers the possibility that someone might have an accident while they are on your building site, or even just passing by it, and it covers the possibility of someone getting injured if you leave something behind, or if something goes wrong with the work that you did.
Insurance is not a popular thing. A lot of people feel like it is an unnecessary expense, but the fact is that injuries and accidents can affect people’s lives in profound ways, and it is important that those people get the care that they need, and compensated for the way that their life has been affected. How would you feel if you were a customer, and a freak accident while you were getting a dormer installed injured your child? Even if it was not the builder’s fault, you would probably want to make sure that your child was well looked-after. That is exactly what insurance is for.
You are required to have adequate insurance for your employees and for the people who will be on the site. That means insurance for your products, professional indemnity, insurance for your employees, and for the public too. Visit here to get the best deal, but do not cut corners, and do not skimp on insurance. You might think that insurance is a waste of money, but all it takes is one claim and you’ll find the policy pays for itself dozens of times over. In addition, you could be hit with hefty fines if you are caught trying to trade without having sufficient insurance. It pays to keep your paperwork in order so that you and your customers have peace of mind while you are working on a project for them.